Cash Flow Planning in Manassas, VA
Cash is the lifeblood of your business. We help Northern Virginia and DC area business owners forecast cash needs, avoid surprises, and make confident decisions about spending, hiring, and investment.
With proper cash flow planning, you'll know exactly when money is coming in and going out—so payroll, taxes, debt payments, and owner distributions never catch you off guard.
Book a Free Advisory CallWhat Cash Flow Planning Includes
Our cash flow planning service gives you visibility and control over your cash position, including coordination with debt service modeling when loans or credit lines are involved.
Who This Is For
Cash Surprises
Tired of unexpected cash shortfalls that derail your plans
Growing Businesses
Growth eating up more cash than expected—need predictability
Seasonal Operations
Need to plan around busy and slow periods confidently
Peace of Mind
Want confidence in your cash position and runway
The Most Common Cash Flow Problems We Fix
These issues often connect to profitability gaps and poorly timed owner distributions.
Cash Flow Planning Depends on Clean Bookkeeping
A cash forecast is only as good as the data behind it. If your books are messy, we'll need to get them clean first. Here's how we can help:
How We Build Predictability
We organize your cash flow around four key obligations—so nothing catches you off guard.
Payroll
Know exactly when payroll hits and ensure funds are always ready
Debt Service
Plan around loan payments so they never surprise you
Tax Obligations
Set aside quarterly estimates and year-end amounts proactively
Owner Pay
Build sustainable distributions into your cash rhythm
Cash Flow Planning + Taxes
Good cash planning ensures you're never scrambling to find money for taxes. We coordinate with your tax strategy to set aside the right amounts at the right time.
Cash Flow Planning for Growing Businesses
Growth consumes cash. If you're expanding—new hires, new locations, acquisitions—cash planning becomes even more critical. We help you model the cash impact of growth and make informed decisions.
Our Cash Flow Planning Process (3 Steps)
Current State Analysis
We review your cash cycle, payment patterns, and identify the drivers of your cash flow. If cleanup is needed, we address that first.
Forecast Development
We build a 13-week rolling forecast tailored to your business rhythm. You'll see exactly when cash is coming in and going out.
Ongoing Monitoring
We update the forecast monthly (or more often if needed), compare actuals to projections, and flag issues before they become problems.
FAQs — Cash Flow Planning
How far ahead should we plan our cash flow?
We recommend a 13-week rolling forecast for tactical planning, plus a 12-month outlook for strategic decisions. The right cadence depends on your business seasonality and cash cycle.
What if our cash flow is unpredictable?
That's exactly when planning matters most. We help identify the drivers of your cash flow variability and build buffers and contingencies into your planning.
Is this the same as budgeting?
Related but different. Budgeting focuses on income and expenses over a period. Cash flow planning focuses specifically on when cash comes in and goes out—timing matters as much as amounts.
Can you help with a current cash crunch?
Yes. If you're in a tight spot, we can help prioritize payments, identify quick wins, and develop a plan to stabilize. We've helped many businesses through challenging periods.
How does this connect to my tax obligations?
Cash flow planning ensures you're setting aside the right amounts for quarterly estimated taxes and year-end obligations. No more scrambling to find cash for tax payments.
What do I need to get started?
We'll need access to your accounting records, bank statements, and any existing forecasts. The cleaner your bookkeeping, the faster we can build your plan.
How often do you update the cash forecast?
Most clients meet monthly to review actuals vs. forecast and update projections. High-growth or cash-sensitive businesses may need weekly check-ins.
Ready to Take Control of Your Cash Flow?
Let's build a cash forecast that gives you confidence and helps you plan ahead. Serving Manassas, Northern Virginia, and the DC metro area.
Book a Free Advisory Call